Capitalmind's video: How to invest a lumpsum amount

Capitalmind is a SEBI registered PMS, managing 1200+ cr of assets for 800+ investors. ✅ Learn more about Capitalmind PMS : https://cm.social/pms 📞 Schedule a call with us : https://cm.social/pms-connect . You’ve tuned in to another episode of The Capitalmind Podcast, where we tackle a question that’s been on your mind: “I cashed in my ESOPs and with a lumpsum in hand, what’s my next move?” In a world where SIPs are all the rage, we’re steering the ship towards understanding how to plan investing a lump sum amount in 2023. Weather its your esops, windfall gains, founders exit or a yearly bonus – you’re bound to find yourselves wondering how to invest lump sum amount? Deepak & Shray walk you through the aspects of managing, deploying and even spending that lumpsum gain. If you sit with a paper and pen, you’ll probably have a step by step plan for yourselves. 00:00 Introduction 01:30 ESOPs taxation and Whats the right way to allocate large lumpsum amount? 18:43 Which option is more preferable: Paying off housing loans sooner or investing in the market. 29:50 How to plan for your kids education? 34:57 Whats the simple rule of thumb for retirement planning? 40:21 If you have a large sum to invest, should you invest it via SIP or Lumpsum? 49:45 Don’t fall for the products that assures you low risk and high returns. 59:36 Say no to angel investing 01:04:04 Consumption – all the things you wanted to do, make that list and get on with it. 01:12:24 Types of windfalls: End year bonus vs exit from some ESOPs or synthetic ESOPs 01:20:43 Charity and Philanthropy