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Daily Tea Sips's video: How To Increase Your Credit Score Fast Above 700 Credit Series

@How To Increase Your Credit Score Fast (Above 700 Credit Series)
How To Increase Your Credit Score Fast When was the last time you checked your credit report? Did you know you can request a free credit report once a year? You can go to freecreditreport.com and request a free credit report once a year from Experian, Equifax and Transunion. Let's discuss the 6 areas that affect your credit score based on importance (from high to low) Credit Card Utilization - Credit card utilization is your credit limits v/s how much of your credit limits you are actually using. To keep your utilization under 30 percent if you have a total of $1500 in credit cards you don't want to spend more than $450 and it is imperative that you pay the entire balance before the end of the bill cycle. - under 30 percent - Credit card utilization highly impacts your credit score. It makes up 30 percent your score. Payment history - Always pay on time - high impact (payment and derogatory makes up 35%) Derogatory Marks - no late pays high impact Age of credit - 7+ years old - medium (15% of your score) Total accounts - 10-20 accounts low impact (10% of your score) Credit inquiries - 0-2 inquiries low impact (10% of your score) ================================================== While we assume everything on our credit report is correct there are times when the institutions holding your account report inaccurate information. It is the credit bureau's responsibility to make sure that everything they are reporting on your credit report is 100 percent accurate and verifiable. If you are in the process of applying for a mortgage, attempting to rent an apartment, want to apply for a credit card, car, student or personal loan; here are a few things you want to check on your Credit report for accuracy: Outdated information like addresses and phone numbers Inaccurate Credit Limits (debt utilization) Balances not be updated Installment loans details being reported multiple times In this credit repair series, I am going to share with you exactly what I did to increase my credit score with 48 hours. I'll share with you a few tips you can do on your own (depending on your credit situation) that may help you get approved for credit. Don't worry. If you need help (because again depending on your situation this may be a tedious task) I share with you a company that can help you get your credit score above 700. I'll show you how to get negative information (judgments, bankruptcies, collection items, medical and utility items repos, child support etc) removed from your credit report. Yes, I said bankruptcies. You don't know what you don't know. I'll show you what it takes to get approved for a mortgage, car loan ,etc. Did you know there is a difference between a hard credit inquiry and a soft credit inquiry? Well, I'm going to share with you how one of them can hurt your credit score. Before you ask: Yes, these can be removed too. I want to make something clear: I don't believe in shenanigans or games. There is no super trick to this. Everything we are going to do is above board. You want to know how my score jumped 65 points in 48 hours, right? We will get to that in video 3. It was very easy. I will show you exactly what I did. Here is what I need for you to do: request a copy of your credit report. You need to know what's on your credit report. Once you pull your credit report you need to highlight any incorrect information (name, address, phone number, balances, accounts). The next video will be for those who have no credit and want to establish a credit file. To request a credit report: Free Credit Report - http://www.freecreditreport.com Credit Karma - http://www.creditkarma.com CreditSesame - http://www.creditsesame.com Credit Check Total - https://www.creditchecktotal.com/ ================= Above 700 Credit Series - https://www.youtube.com/playlist?list=PLTxBO_hyj6IqBoj7F95QnIp3qJn3FSHP7 Video 1 - How To Increase Your Credit Score Fast Video 2 - How To Increase Your Credit Score Using The Piggyback Method Video 3 - How To File A Credit Report Dispute Video 4 - How I Increased My Credit Score By 65 Points In 48 Hours Video 5 - These Three Credit Lines Can Help Or Hurt Your Credit Score Video 6 - How To Remove Hard Credit Inquiries From Your Credit Report Video 7 - How To Control Credit Card Debt Video 8 - 8 Tips To Increase Your Credit Score Video 9 - How To Obtain A Second Chance Checking Account Video 10 - Why You Should Never Pay Collection Agencies or Debt Collectors Connect with me on social media: Instagram - https://www.instagram.com/dailyteasips/ Facebook- https://www.facebook.com/dailyteasips/ Twitter - https://twitter.com/dailyteasips Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. No copyright infringement intended.

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This video was published on 2018-03-19 23:56:43 GMT by @Daily-Tea-Sips on Youtube. Daily Tea Sips has total 5.1K subscribers on Youtube and has a total of 191 video.This video has received 11 Likes which are higher than the average likes that Daily Tea Sips gets . @Daily-Tea-Sips receives an average views of 829.7 per video on Youtube.This video has received 1 comments which are lower than the average comments that Daily Tea Sips gets . Overall the views for this video was lower than the average for the profile.

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