Charm de Leon's video: HIGH INTEREST SAVINGS ACCOUNTS DIGITAL BANKS PH: CIMB AND ING Best banks in the Philippines

I talk about CIMB and ING a lot and most people don’t understand what I’m talking about or have some major doubts about them. Another question I get often is “Where do I put my emergency fund?” This week’s video will answer that as well as other questions you have about Digital Banks with these pioneers as example. Soon: Traditional Bank’s Digital counterparts (UnionBank’s EON, RCBC’s DiskarTech, Eastwest Bank’s Komo, and Landbank’s OF (Overseas Filipino) Bank) Dealing with personal finances, especially since it’s not taught in school can be quite hard and confusing. I hope this video and this channel will help you out in the challenges we are facing right now with personal finance, entrepreneurship and adulting in general. ►Outline : 0:00 - Intro 0:16 - Start of Video 1:14 - What are High Interest Savings Acct? 1:26 - Why we Earn Interests? 2:34 - Inflation 3:16 - The Banks 3:56 - Digital Banks 5:22 - Their Interest Rates 6:10 - Maintaining Balance 6:34 - Transfer Fees 7:08 - Are these safe? 7:47 - Physical Card/Checkbook? 8:45 - Check Deposits 9:20 - Cash-in Methods 11:07 - Cash-out Methods 12:34 - Sample Computation 13:42 - Requirements 14:22 - Others 15:39 - Final Thoughts ►Sources/Links ► ING - https://ing.com.ph/home ► CIMB - https://www.cimbbank.com.ph/ ► Download ShopBack - Get P100!: https://www.shopback.ph/ready2adultph ► PAYMAYA - Get p50: https://paymaya.page.link/refer // code : 1xxlf6b ► GCASH - Get p50 worth: https://gcsh.app/r/oNETIx5 ► Previous Videos : TOP APPS THAT HELP YOU SAVE MONEY ► https://youtu.be/rHbdyaQ2aZQ GROW YOUR MONEY : Basics of Investing ► https://youtu.be/nN2tcReDmrM CREDIT CARD 101 : What you need to know ► https://youtu.be/gYtCLmcy65U WHAT’S IN MY WALLET + MY CREDIT CARDS ► https://youtu.be/ZMwlohThsLA MONEY GOALS TO HIT IN YOUR 20s ► https://youtu.be/NGVqbrAam0s ►Charm Instagram: https://www.instagram.com/deleoncharmaine ►Ready2Adult Ph Instagram: https://www.instagram.com/ready2adultph Facebook Page: https://www.facebook.com/ready2adultph Facebook Group : https://www.facebook.com/groups/954861671533801/?ref=share Email: ready2adultph@gmail.com https://www.youtube.com/ready2adult?sub_confirmation=1 ► Music Credit: DJ Quads Track Name: “IT’S NEAR” Music by: Dj Quads @ https://soundcloud.com/aka-dj-quads Official YouTube Channel HERE: https://www.youtube.com/channel/UCusFqutyfTWRqGhC8kHA5uw SoundCloud HERE: https://soundcloud.com/aka-dj-quads Twitter HERE: https://twitter.com/DjQuads Spotify HERE: https://open.spotify.com/artist/2VZrdImbvB03VWApYtBRr3 Instagram HERE: https://www.instagram.com/djquads Disclaimer: This video and description contains affiliate links where I may or may not receive a commission. This helps support the channel and allows me to continue to make videos such as this. I am not a financial advisor. Always do your due diligence. KEYWORDS: High interest savings accounts, High interest savings accounts ph, high yield savings account ph, high yield savings account, personal finance, apps for managing money, finance apps, fintech, managing finances, finance apps life hacks, passive income, apps that save you money, ready2adult ph, charm de leon, ING ph, ING, CIMB Bank, favorite apps, how to save money, saving money, save money, adulting 101, money saving apps, Personal finance 101, Savings account ph