Stephen Spicer, CFP's video: How much could you LOSE Time in the Stock Market Matters

Everyone talks about how the market has averaged 8%, 10%, 12%, whatever... some high percentage. If you’re 20 years out from retirement, or 10, or 5, or worse: in retirement now… relying upon those ‘long-term’ historical figures for your financial planning WILL lead to financial devastation for some. I’ll walk you through all the numbers so that you’re as prepared as possible… In case you'd prefer the blog version: https://SpicerCapital.com/timing-matters TIMESTAMPS: 1:04 - My Personal Story 3:54 - WARNING: Those Preparing for Retirement 5:39 - Time in the Market Matters 6:29 - DATA: S&P 500's 30-Year Periods 7:37 - A Better Way to Plan 7:48 - DATA: The Numbers 8:36 - The Terrible Advice So Many Receive... 9:52 - DATA: The Odds of the "Game" 10:45 - Why People Still Invest this Way 11:22 - It's Even Worse in Retirement 11:54 - Coming Up Next on the Channel 12:21 - Takeaways LINKS: 0:06 - Our "The 12% Lie" Video - https://youtu.be/VmCfRPkIGWc 1:02 - Subscribe to Our Channel! - https://SpicerCapital.com/YouTube 6:17 - "Real" versus Average Returns - https://youtu.be/VmCfRPkIGWc 6:18 - The True Impact of Advisory Fees - https://youtu.be/SXACUX0hlKw 6:20 - The True Impact of Fund Fees - https://youtu.be/R1vrfokW_Jc 7:24 - Don't Miss Future Videos! - https://SpicerCapital.com/YouTube 9:18 - "The Black Swan" by Nassim Nicholas Taleb - https://www.amazon.com/Black-Swan-Improbable-Robustness-Fragility/dp/081297381X 11:20 - Subscribe to Our Channel! - https://SpicerCapital.com/YouTube 13:20 - Join Our Private Community - https://Community.SpicerCapital.com Check out my free mini-course detailing several of the Potentially-Ruinous Flaws with the way almost everyone is telling you to invest: https://spicercapital.com/free-course/ For additional disclosures and other legal stuff: https://SpicerCapital.com/Disclaimer Thank you for being a part of this Community! Until next week… Take Care!